Contractor mortgage deals comparison tool

Welcome to the UK’s first contractor-friendly-only mortgage comparison tool.

We’ve drawn on the experience of our brokers, many of whom have been with us since our inception in 2004. Together, we’ve built this unique contractor mortgage search engine, if you will.

Guaranteed, all the results delivered are from verified contractor-friendly mortgage lenders. We’ve also ensured the included lenders accept both limited company contractors and umbrella employees.

If you’re ready to go, enter the basic information in the visible form fields. There’s an expandable button should you want to add certain advanced filters. 

Then hit the “Compare mortgages” button and run with it from there. 

If you need more assistance, the full instructions covering how to use the tool are below the form itself.

Advanced filters
Additional options
Buy-to-let options

How to use this contractor-only mortgage enquiry form

We’ve made it so simple to use! The figures you need to enter are self-explanatory to anyone who’s had a mortgage before. If this is your first time, I’ll run through the full instructions here: 

What the numbers mean

If you’re new to mortgage enquiries, here’s a brief explainer of the figures you need to enter into our contractor mortgage comparison tool:

First, enter the full sale price of the home you’re buying (or, if you’re remortgaging, the value of your home) in the “Property value” field. 

Next, add either:

  • the amount you need to borrow for your mortgage in the “Loan amount” field;
    • or
  • the percentage of the deposit you have saved in the “Deposit” field.

Either of these will work out the other; plus, it will automatically fill in the “LTV” field for you. 

Next, enter the length (term) over which you intend to repay the mortgage (including the initial rate period) in the “Loan term” field. It defaults to 25 years, but other options are available.

Then, it’s on to:

  • the type of mortgage you need (Mortgage type);
  • the initial rate period and how you wish to repay it (Product type);
  • how long you want to fix in your initial rate period (Initial rate period);
  • whether you want a repayment or interest-only mortgage (Loan type).

Fill those in based on what type of deal you’re looking for. 

That’s it for the required fields. But there’s also an expandable button if you want to add certain advanced filters. 

Now, hit the “Compare mortgages” button.

After you’ve hit the “Compare mortgages” button

After a second or two, you’ll see a list of mortgages matching your criteria. You can expand the details of each deal to discover more about its specific criteria. If you don’t like the results of your search, simply tweak the information and search again.

Once you find the mortgage you like, hit the “Enquire now” button directly below it. This will take you to a short, new enquiry form, which carries through all the information about your chosen mortgage. 

The final step is to enter your name, email address and phone number alongside your chosen mortgage details. Check to ensure it works for you; then, finally, hit “Send“. 

It’s that simple! One of our experienced brokers will run with your enquiry and contact you by return.

Alternatively, make a note of the mortgage product code to talk to one of our brokers immediately.

We look forward to helping you buy your next/first home as a contractor!

Your home/property may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.

Financial advice is given by Freelancer Financials, a trading name of Mortgage Quest Ltd, which is authorised and regulated by the Financial Conduct Authority under firm reference number 312484. Mortgage Quest Ltd is a whole of market independent mortgage broker, registered in England No. 5013239. Registered office address Avondale House, 262 Uxbridge Road, Hatch End, Pinner, Middlesex, HA5 4HS. Mortgage Quest Ltd is a credit broker, not a lender. The FCA does not regulate some investment mortgage contracts.

Terms & conditions

There will be a minimum broker fee for our mortgage service of £750 depending on your circumstances, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application. Our broker fees only apply when you decide to go ahead with an application.