Independent mortgage brokers

  • Multi-award-winning specialist mortgage broker
  • 100% independent, family-owned since 2004
  • Mortgage comparisons, calculators and guides
  • Range of residential and investment mortgages
  • Experts in mortgages for specialist borrowers

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Get expert advice from one of our experienced brokers. 

    So many mortgages to choose from, but which is right for you? Sure, you can go to a high street lender and pick one of their products off the shelf. But isn’t that like going to an eat-all-you-like buffet and only sampling one dish?

    A mortgage broker—especially a standalone, independent one, like Mortgage Quest® Ltd—will make sure of two things for you; that you:

    • get the best mortgage on the market for your unique situation
    • get the right balance of deposit, mortgage term and interest rate for your status

    It needn’t matter that you’re a first-time buyer or a home mover. We’re not concerned that you’re remortgaging or investing in a buy-to-let. We’ve provided all types of mortgages since 2004, so you’re assured of unbiased, independent mortgage advice.

    First-time buyer

    All the help you need to get onto the property ladder. Our expert advisors walk you through the mortgage process from application to completion.

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    Remortgage to save money, consolidate debt or release equity. Our whole-market search gives you access to 100s of competitive remortgage deals!

    Moving home

    Moving up the ladder to your dream home or need to downsize? We’ll help you find the perfect home-mover mortgage deal whatever your situation.


    Access competitive buy-to-let mortgage rates, or use our rental calculator to work out the minimum rent required for your investment property.

    Harrow broker

    Independent mortgage brokers established in 2004, serving Harrow, Uxbridge, Hatch End, Ruislip, Pinner, and throughout N.W. London.

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    Securing access to mortgage funds for people with complex earning structures, histories and irregular or non-standard income is our speciality!

    Why people choose us


    020 8421 7998

    Advantages of choosing independent mortgage advisors

    The problem with most High Street mortgage lenders is their limitations. When you walk into a branch, all their advisors can offer you is a mortgage loan from their portfolio.

    That narrow selection in no way reflects how competitive the vast mortgage marketplace is. The advisor who takes on your enquiry may:

    • only consider one side of their ‘loan book’, meaning they push a certain type of borrowing;
    • not consider all income types with equal regard, favouring PAYE over other methods;
    • not even understand payment structures that fall outside PAYE employee parameters.

    A truly independent mortgage broker, like us, will have none of these barriers. Our advisors understand all types of income structures. Moreover, they know which lenders support non-standard applications as well as everyday enquiries. Having this level of expertise puts you firmly in the driving seat.

    Why the personal touch matters

    We assign you a dedicated advisor from the moment your application reaches us. They’ll listen, and get to know you to gain a complete understanding of your situation.

    They’ll then align you with the most competitive mortgages and/or lenders which suit your immediate need and borrower profile. This is a successful, proven, award-winning formula that’s catapulted us to where we are today.

    Building on that success and ensuring our future growth depend on customer—your—satisfaction.

    Many of our new customers arrive thanks to word-of-mouth recommendations. We’d love to show you how good we are, too. Who knows? Maybe you’ll be our next advocate, like the incredible customers we’ve helped before you.

    A helping hand every step of the way

    To that end, we’re committed to relaying all our information in crystal clear English. With dedicated support staff, we’ll keep you in the loop with progress updates every step of the way.

    To begin the process, call a dedicated advisor now or request a callback.

    Still unsure? Maybe you’d like to read up a little more, first?

    We get it; it’s a big step you’re about to take.

    Browse our mortgage guides to help light the way as you begin your own mortgage quest! When you’re ready, reach out to us at any stage of the journey, and we’ll see you home safely.

    Unbiased mortgage guides based on over 20 years’ award-winning mortgage completions

    Your mortgage quest starts with knowing what you can and can’t afford from the outset

    Enter your search criteria into our comparison tool to get an idea of current mortgage deals that reflect your intention

    Latest mortgage news & articles

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    Tentative. That’s one word I’d use to describe the current housing market. And with good reason. Homeowners are stuck in limbo, waiting to see where interest rates and house prices are heading. Homemovers and first-time buyers are waiting to see if the predicted drop in house prices has plateaued. (it has!)  Those looking to remortgage…

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    Is the Bank of Mum and Dad running low on funds?

    Since 2016, Legal & General has been tracking ‘family lending’. In other words, homebuyers getting support from the Bank of Mum & Dad to get onto the property ladder. The ‘bank’ definition has changed since the survey began, though. Rising house prices and deposits coupled with stagnating wages have forced first-time buyers to look beyond…

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    When did homeowner protection cover become such a luxury?

    Almost two-thirds of homeowners have life cover in place. That more than a third doesn’t is shocking enough. But, when you see how few have critical illness cover in place, you truly appreciate how vulnerable the uninsured are. And, let’s face it, the nation’s collective health is only going one way: down the pan. So,…

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    Compare mortgage rates from over 100 lenders across the whole of the market

    Mortgage Quest is a family-owned, award-winning broker. We can search the whole market to find your best deals. Our customers save hundreds of pounds a month, thousands over their mortgage term!