How much can I borrow?
- Enter your income, as an individual or joint applicant
- Submit to see how much you can potentially borrow
- Start your search for a home with this figure in mind
Before you go looking for a home, it makes sense to get an idea of how much you can borrow. This calculator will give you a ballpark figure, either as an individual or joint applicant.
Armed with this information, you can focus your search on relevant properties. Alternatively, it will give you an idea of what you might need to earn to buy the home you want.
Please be aware that this is a guideline figure based on your income and average lender affordability criteria. It’s not a decision in principle or a mortgage offer.
No two lenders’ criteria are the same. No two borrowers’ circumstances are identical, so the exact amount you can borrow will differ from lender to lender. If you do need to know the exact amount, speak to one of our advisors immediately.