Our mortgage calculators

  • Wondering how much you can borrow for a mortgage?
  • Maybe concerned about the monthly repayments?
  • Our calculators help you visualise your affordability.

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Get expert advice from one of our experienced brokers. 

    Our simple, online mortgage calculators can give you an instant snapshot of how much you could potentially borrow to buy a home.

    They don’t take into account other factors, such as your credit and employment history. Even so, having an idea of your upper borrowing threshold in advance allows you to grasp the value of homes within your budget.

    They will also help us clarify the mortgage options open to you. Feel free to use as many of them as is appropriate to your circumstances, and as often as you like:

    For a no-obligation, free consultation, request a call back from our experienced advisors. They can walk you through your options and prepare you for your next steps.

    Please note, the figures returned by our calculators are guidelines based on average applicants and aren’t firm mortgage offers. To get a precise quote, you’ll need to speak to one of our experienced mortgage advisors.

    Calculate how much you can borrow

    Knowing how much you can borrow for a mortgage is essential to help keep your search for a home relevant; use our calculator as the first step:

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    Mortgage repayment calculator

    If you know how much you need to borrow for your mortgage and the interest rate you’re borrowing at, you can work out your monthly repayment here:

    Interest rate comparison calculator

    You’d be surprised at just how much a little drop in your interest rate could save you. Here’s what you need to work out your potential saving.

    Stamp Duty Land Tax calculator

    There are many tiers of Stamp Duty in England, and several exemption cases. Use our Stamp Duty calculator to instantly work out what you’ll owe.

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    Contractor mortgage calculator

    Mortgage affordability works differently for independent professionals. Our contractor mortgage calculator reveals your true borrowing potential.

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    Compare best mortgage deals

    Use our sophisticated mortgage comparison tool to search and filter >100 lenders’ deals into mortgages that match your precise search criteria:

    Buy-to-let Stamp Duty calculator

    Don’t forget Stamp Duty, especially at ‘second property’ rates. Work out how much SDLT you’ll owe on the property you’re intending to let out.

    Buy-to-let mortgage calculator

    Use this calculator to work out how much you can borrow if you already know how much rental income you’ll receive from your buy-to-let property.

    Buy-to-let rental income calculator

    Use this calculator to work out how much rent you need to charge to cover your mortgage payments when you already know how much you can borrow.