Our mortgage calculators

Our simple, online mortgage calculators can give you an instant snapshot of how much you could potentially borrow to buy a home.

They don’t take into account other factors, such as your credit and employment history. Even so, having an idea of your upper borrowing threshold in advance allows you to grasp the value of homes within your budget.

They will also help us clarify the mortgage options open to you. Feel free to use as many of them as is appropriate to your circumstances, and as often as you like:

• What your income might allow you to borrow
  Allows you to set your income against a generic formula to give you a guideline amount
• Mortgage repayment calculator
  Helps you visualise what your mortgage might cost you each month
• Mortgage comparison calculator
  Take advantage of our independence and compare mortgages from all lenders
• Stamp Duty calculator
  Knowing how much Stamp Duty Land Tax you’ll pay helps you budget for your mortgage early doors
• Buy-to-Let mortgage calculator
  See how much you can borrow for your investment property
• Buy-to-Let Stamp Duty calculator
  Stamp Duty Land Tax is different for Buy-to-Let; find out what you’ll need to pay here
• Buy-to-Let rent calculator
  Know what rent you’ll need to charge, crucial to securing your Buy-to-Let mortgage;
• Contractor mortgage calculator
  A calculator that works on gross day rates for professional contractors and freelancers

For a no-obligation, free consultation, request a call back from our experienced advisors. They can walk you through your options and prepare you for your next steps.

Please note, the figures returned by our calculators are guidelines based on average applicants and aren’t firm mortgage offers. To get a precise quote, you’ll need to speak to one of our experienced mortgage advisors.

Calculate how much you can borrow

Knowing how much you can borrow for a mortgage is essential to help keep your search for a home relevant; use our calculator as the first step:

Mortgage repayment calculator

If you know how much you need to borrow for your mortgage and the interest rate you’re borrowing at, you can work out your monthly repayment here:

Interest rate comparison calculator

You’d be surprised at just how much a little drop in your interest rate could save you. Here’s what you need to work out your potential saving.

Stamp Duty Land Tax calculator

There are many tiers of Stamp Duty in England, and several exemption cases. Use our Stamp Duty calculator to instantly work out what you’ll owe.

Contractor mortgage calculator

Mortgage affordability works differently for independent professionals. Our contractor mortgage calculator reveals your true borrowing potential.

Compare best mortgage deals

Use our sophisticated mortgage comparison tool to search and filter >100 lenders’ deals into mortgages that match your precise search criteria:

Buy-to-let Stamp Duty calculator

Don’t forget Stamp Duty, especially at ‘second property’ rates. Work out how much SDLT you’ll owe on the property you’re intending to let out.

Buy-to-let mortgage calculator

Use this calculator to work out how much you can borrow if you already know how much rental income you’ll receive from your buy-to-let property.

Buy-to-let rental income calculator

Use this calculator to work out how much rent you need to charge to cover your mortgage payments when you already know how much you can borrow.